Free seminar for first-time home buyers (in Ukrainian) · Sat, Nov 28, 1 PM · Transcona Library Register →

Speak Ukrainian

Your mortgage, made simple.

Personalized mortgage guidance in English and Ukrainian — from your first home to your next renewal.

Nataliia Dmytruk, Mortgage Specialist

Why work with me

Bilingual, personal service

Guidance in English or Ukrainian, explained clearly, at your pace.

Access to top lenders

As a broker I shop your mortgage across many lenders, not just one bank.

No cost to you

My services are free for most borrowers — lenders pay my fee.

Newcomer friendly

Experience helping newcomers to Canada find financing that fits their situation.

Services

Mortgage solutions for every stage of homeownership

Purchase

First home or next move — I’ll find the right rate and lender for your goals.

Refinance

Access your home’s equity or consolidate debt with a refinance that works for you.

Renewal

Don’t just sign your bank’s renewal letter — let’s see if you can do better.

Pre-approval

Know your budget before you shop, with a pre-approval that holds your rate.

Investment properties

Financing for rental and investment properties, structured to grow your portfolio.

Newcomer & self-employed

Specialized programs for newcomers to Canada and self-employed borrowers.

Mortgage payment calculator

Get a quick estimate of your monthly payment

(20%)
Estimated monthly payment
$2,557/mo Get my personalized quote →

Estimate only — not an offer of credit. Principal and interest at the rate shown, compounded semi-annually; property taxes, home insurance and fees are not included. Rates and approval subject to change, O.A.C. Contact me for an accurate, personalized quote.

Frequently asked questions

Does it cost anything to work with a mortgage broker?

In most cases, no — my fee is paid by the lender, not you.

Can you help if I’m new to Canada?

Yes — I work regularly with newcomers and understand the documentation lenders need.

What’s the difference between a broker and my bank?

A broker compares many lenders for you; a bank can only offer its own products.

How long does approval take?

Often 24–48 hours for pre-approval, depending on your documents.

Do you speak Ukrainian?

Так! Yes, I offer full service in Ukrainian.

What documents will I need?

Typically ID, proof of income, and bank statements — I’ll send you a simple checklist.

Let’s talk about your mortgage

Send a few details and I’ll get back to you personally, usually within a day.

Or reach me directly